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November 2026

Participating Loan, Wash Loan, or HELOC: Which One Should Fund the Purchase?November 5, 2026

October 2026

Borrow Through an Outside Line of Credit and Your Policy Never Records a LoanOctober 31, 2026
Save, Invest, or Spend: Why One Dollar Usually Gets Only One JobOctober 29, 2026
A Business Owner's Loop: Premium Out of the Business, a Loan Back Into ItOctober 28, 2026
Borrowing From Your Policy to Invest: The Bar the Investment Has to ClearOctober 27, 2026
Four Places a 401(k) Stops Working in Retirement, and What Can Sit Beside ItOctober 26, 2026
Who Can Borrow From Your Policy If You Become Unable to Act? Power of Attorney and the Policy OwnerOctober 25, 2026
Does a Mortgage Lender Count Your Policy's Cash Value as an Asset?October 24, 2026
Is a Policy Loan Taken From the Death Benefit? Is the 5% Charged Monthly?October 23, 2026
Why I Pay Back a Policy Loan Weekly: The Banker and the Investor Are Two Different JobsOctober 22, 2026
How to Calculate the Real Cost of a Policy Loan (You Can't Until the Year Is Over)October 21, 2026
How Often Can You Borrow From a HELOC to Fund a Policy, Then Borrow From the Policy to Pay It Back?October 20, 2026
Brokerage Account, 401(k), or Policy: How Much You Can Borrow From EachOctober 19, 2026
In 1933 Detroit's Banks Closed for About Three Weeks. Here's What Policy Loans Did.October 18, 2026
Pay Bills From Checking at 0%, or Through a 6.25% Line of Credit? A Viewer's ChallengeOctober 17, 2026
Low-Rate Mortgage or Student Loans: Should Policy Cash Pay Them Off or Do Something Else?October 16, 2026
Interest-Only HELOC or Principal Plus Interest: Does It Matter When Your Paycheck Runs Through It?October 14, 2026
Funding a Policy With a HELOC at 67: The Plan Changed When the Offer Came Back at $155,000October 13, 2026
Borrowing From Whole Life to Fund an IUL Works Only If Both Policies Get Max-FundedOctober 12, 2026
Nelson Nash's Logging Truck: Financing Business Equipment From Your Own PolicyOctober 11, 2026
$50,000 a Year Into Whole Life on a $100,000 Income: Getting the Design ApprovedOctober 10, 2026
One Family, Seven Policies, $200,000 a Year: More for the Parents or More for the Kids?October 9, 2026
A One-Year-Old IUL With Too Much Death Benefit: Why James Said Keep It and Max-Fund ItOctober 8, 2026
Funding a Policy From Your 401(k) or IRA Without Cashing It OutOctober 7, 2026
A 0% Card First, Then a Policy Loan Before the Promotion EndsOctober 6, 2026
Wealth Building Blocks: Running Your Regular Bills Through Your Cash Value PolicyOctober 5, 2026
Starting an IUL After 50 Can Work If the Funding Is Big EnoughOctober 4, 2026
Can You Pay a Life Insurance Premium With a Credit Card?October 3, 2026
Your Agent's Own Life Insurance Design May Be the Wrong Model for YoursOctober 2, 2026
Policy Loan vs. Hard Money Lender: The Math on a House FlipOctober 1, 2026

September 2026

Half of a Parent's Coverage: How Much Life Insurance You Can Put on a ChildSeptember 30, 2026
Why I Financed an $8,000 ATV at 4.49% Instead of Borrowing From My PolicySeptember 29, 2026
Taking Up Flying or Rock Climbing? Get Your Life Insurance FirstSeptember 28, 2026
How Close a Policy Loan Can Get to Your Cash Value Before It's a ProblemSeptember 27, 2026
Can the Policy Pay Its Own Premium for a Year?September 26, 2026
80% to the Kids, 20% to a Charity: Splitting the Death BenefitSeptember 25, 2026
Using a Policy Loan to Buy a Sibling Out of the Family HouseSeptember 24, 2026
The Policy That Pays After Both Spouses Are GoneSeptember 23, 2026
Naming a Minor as Your Beneficiary Sends the Money to a Court FirstSeptember 22, 2026
Does Your Policy Follow You If You Move to Another State?September 21, 2026
A Child Rider or a Policy of Their Own: Which One for Your Kid?September 20, 2026
The Executive Bonus: Funding Your Policy Through Your Own BusinessSeptember 19, 2026
Living on Policy Loans From 62 to 70 So the Social Security Check GrowsSeptember 18, 2026
Your Policy's Cash Value Counts as an Asset If You Apply for MedicaidSeptember 17, 2026
Your Hospital Bill Is Negotiable, and a Policy Loan Buys You Time to AskSeptember 16, 2026
Borrowing From the Policy Instead of Selling Stock in a Down YearSeptember 15, 2026
Can You Put a Policy on Your Parents?September 14, 2026
What Changes in a Cash Value Policy Between Year Ten and Year TwentySeptember 13, 2026
When the Policy Loan Rate Rises on a Balance You're Still CarryingSeptember 12, 2026
How Long a Policy Loan Takes to Land in Your Checking AccountSeptember 11, 2026
Let Your Teenager Take the First Loan Against Their Own Life Insurance PolicySeptember 10, 2026
Converting Term to Permanent Is Priced at Your Age Now, and It Has a DeadlineSeptember 9, 2026
How to Get a Bank Line of Credit Backed by Your Life Insurance PolicySeptember 8, 2026
401(k) Loan or Policy Loan: Which One to Tap FirstSeptember 7, 2026
The Times a Policy Loan Is the Wrong MoveSeptember 6, 2026
Do You Ever Stop Funding the Policy?September 5, 2026
Your Accountant Needs to Know Three Things About the PolicySeptember 4, 2026
You Just Lost Your Job. What the Policy Can Do This Month.September 3, 2026
Paying Off Student Loans With Policy MoneySeptember 2, 2026
What Happens If You Never Pay the Policy Loan BackSeptember 1, 2026

August 2026

When the Beneficiary Should Be a Trust Instead of a PersonAugust 31, 2026
Keep a One-Page Ledger of Every Loan You TakeAugust 30, 2026
What a New Baby Changes About the PolicyAugust 29, 2026
Updating the Policy After a DivorceAugust 28, 2026
When the Furnace Dies: Using the Policy as the Repair FundAugust 27, 2026
Clearing a Credit Card With a Policy LoanAugust 26, 2026
Pulling Startup Money Out of the PolicyAugust 25, 2026
Funding the Policy From a Bonus or a Commission YearAugust 24, 2026
The Policy Paperwork to Keep, and Where to Keep ItAugust 23, 2026
Handing the Policy to Your Kid LaterAugust 22, 2026
What Happens to Your Line of Credit When the Economy TurnsAugust 21, 2026
Raising What You Put In When Your Income Goes UpAugust 20, 2026
Paying for College Out of the PolicyAugust 19, 2026
Using the Policy for a Down PaymentAugust 18, 2026
What Your Cash Value Looks Like in the First Ten YearsAugust 17, 2026
The Beneficiary Form Outranks Your WillAugust 16, 2026
Grandparents, You Can Start the Policy YourselfAugust 15, 2026
Put the Premium on Autopilot and Retire Your WillpowerAugust 14, 2026
Found an Old Policy in the Drawer? Do This Before Anything ElseAugust 13, 2026
Buying Your Next Car Through Your Policy, Step by StepAugust 12, 2026
Who Shouldn't Start One of These PoliciesAugust 11, 2026
Take the 401(k) Match First. Then We Can Talk.August 10, 2026
Money Got Tight? Make These Moves Before You SurrenderAugust 9, 2026
A Policy in Your Business: Key Person and Buy-Sell BasicsAugust 8, 2026
Before You Sign: Ask Where the Target Premium SitsAugust 8, 2026
When the Policy's Job Is Retirement IncomeAugust 7, 2026
Your Family Needs to Know This Policy ExistsAugust 6, 2026
Funding a Policy With a Lump Sum, Without Tripping the MEC LineAugust 4, 2026
Keep Some Cash Outside the Policy in Year OneAugust 3, 2026
Can't Fund It Fully Yet? Start With Convertible TermAugust 2, 2026
The Case for a Policy on Both SpousesAugust 1, 2026

July 2026

Choose Your Credit Tool Before You Need ItJuly 31, 2026
Applying With a Health History: What Actually HappensJuly 30, 2026
What to Review on Your Policy AnniversaryJuly 29, 2026
Where the Premium Money Comes FromJuly 28, 2026
Questions to Ask Whoever Designs Your PolicyJuly 27, 2026
Decide What the Policy Is For Before You Build ItJuly 26, 2026
Nobody Bills You for a Policy Loan. Set a Schedule Anyway.July 25, 2026
Considering an IUL? Get Clear on the Guarantees and the Taxes FirstJuly 24, 2026
One Big Policy or a Ladder of Smaller Ones?July 23, 2026
What Underwriting Actually Involves, Start to FinishJuly 22, 2026
Taking Your First Policy Loan, Step by StepJuly 21, 2026
How Much Should You Actually Put Into a Policy?July 20, 2026
Base Premium vs. Paid-Up Additions: Getting the Mix RightJuly 19, 2026
Building for Cash Value: The Three Decisions That MatterJuly 18, 2026
Your First 90 Days With a New PolicyJuly 17, 2026
What a Policy on Your Kid Is Actually BuyingJuly 16, 2026
What Waiting a Year Actually CostsJuly 16, 2026

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